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Market Conditions Report: Market conditions report for this area, District of Columbia, and
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More Real Estate Resources: Additional real estate resources for this area, District of Columbia,
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Your Daily Horoscope: Daily personal horoscope |
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Monthly Payments & Schedule: Monthly loan payments java
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How Much Can You Afford?: Calculate how much home
you can afford with this financial calculator |
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Determine Tax Savings: Calculate how much your
monthly Washington D.C., NW Washington D.C., Chevy Chase, MD District of
Columbia mortgage payments save you on your taxes because of loan
interest |
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Should You Rent or Buy?: Is it better to rent a
home in District of Columbia or buy your own Washington D.C., NW Washington
D.C., Chevy Chase, MD house, ranch, luxury property, condominium, acreage, or
other real estate? |
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Adjustable Rate Mortgages: Adjustable rate
Washington D.C., NW Washington D.C., Chevy Chase, MD mortgages information and
interest rate java calculator |
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What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage. |
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Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM. |
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Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers. |
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15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms. |
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How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out. |
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What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount. |
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Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment. |
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TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at
one time for your property or other District of Columbia real
estate |
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Top National Real Estate Web Sites: Real Estate Web Sites
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NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale |
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Real Estate Tips: Barbara Zuckerman's realty library of
real estate tips and advice on everything from preparing your home for sale to
negotiating with home buyers to escrow, closing costs, property inspections,
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Real Estate Trivia: Barbara Zuckerman's collection of real estate trivia questions and
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Real Estate Dictionary: Complete real estate
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Washington D.C., NW Washington D.C., Chevy Chase, MD property in District of
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Buyers Remorse >First Time Loans
Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.
Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.
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| Q |
What is the world's most expensive Monopoly set?
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San Francisco jeweler Sidney Mobell created an exclusive $2 million Monopoly set, with solid 23 carat gold houses, chimneys made of rubies and sapphires and dice with 42 full cut diamonds for spots. |
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- NUMBER1EXPERT™ 
