Washington D.C., NW Washington D.C., Chevy Chase, MD real estate and homes for sale in District of Columbia - Barbara Zuckerman, REALTOR® Barbara Zuckerman REALTOR(r) for Washington D.C., NW Washington D.C., Chevy Chase, MD, District of Columbia real estate - NUMBER1EXPERT™ Barbara Zuckerman NUMBER1EXPERT(tm) for Washington D.C., NW Washington D.C., Chevy Chase, MD, District of Columbia real estate
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Barbara Zuckerman, REALTOR®, real estate agent and broker for Washington D.C., NW Washington D.C., Chevy Chase, MD District of Columbia home listings, property and land for sale - NUMBER1EXPERT(tm)


All agents are NOT alike! Find out why I am a top real estate expert. Call me: 202-364-4900 or 202-997-5977.


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Mortgage Calculators: Washington D.C., NW Washington D.C., Chevy Chase, MD District of Columbia home buying, real estate listings, and homes for sale in District of Columbia County, DC
Welcome > Resources > Mortgage Calculators > Your Maximum Mortgage ...

The Best Mortgage Calculators On the Web!
 

Please try my Java loan and mortgage calculators. They take a minute to load, but they are worth it! Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Each financial calculator also includes a View Report option. The mortgage repayment schedule and other reports are fully customizable. These reports are designed for you to print out and keep...
 

What's Your Maximum Mortgage?

What is your maximum mortgage? That largely depends on your income and current monthly debt payments. This calculator collects these important variables and determines your maximum monthly housing payment and the resulting mortgage amount.

This Financial Calculator requires a Browser with Java Support



Definitions

Monthly income
Total monthly income from all sources. All income should be entered before taxes.

Monthly housing expenses
Your monthly houses expenses from the housing expenses worksheet. The items entered as housing expenses make up the taxes and insurance portion of your monthly PITI payment.

Monthly liabilities
Your monthly liabilities from the liabilities worksheet. Your monthly liabilities are used to calculate your maximum PITI.

Monthly housing payment (PITI)
This is your total Principal, Interest, Tax and Insurance (PITI) payment per month. This includes your principal, interest, real estate taxes, hazard insurance, association dues or fees and principal mortgage insurance (PMI). Maximum monthly payment (PITI) is calculated by taking the lower of these two calculations:

  1. Monthly Income X 28% = monthly PITI
  2. Monthly Income X 36% - Other loan payments = monthly PITI

Maximum principal and interest (PI)
This is your maximum monthly principal and interest payment. It is calculated by subtracting your monthly taxes and insurance from your monthly PITI payment. This calculator uses your maximum PI payment to determine the mortgage amount that you could qualify for.

Start interest rates at
The current interest rate you could receive on your mortgage. This is used as the starting point for displaying a range of interest rates and the resulting mortgage amount.

Term in years
The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.



Barbara Zuckerman, REALTOR®, real estate agent and broker for Washington D.C., NW Washington D.C., Chevy Chase, MD District of Columbia home listings, property and land for sale - NUMBER1EXPERT(tm)

Barbara Zuckerman
Tutt,Taylor,Rankin, Sotheby's International Realty
1206 30th St. NW
Washington, DC 20007
Office:: 202-333-1212
Direct:: 202-364-4900
Mobile:: 202-997-5977
Fax:: 202-333-9396
BarbaraZDC@aol.com

As one of America's NUMBER1EXPERTS™ in the Washington D.C. area, including Montgomery County, Maryland and Northern Virginia, Barbara is in the Top 1% of all real estate agents in the US. She will get you results! Barbara is well equipped to guide you through all your real estate needs. Please do not hesitate to contact her for more information

Equal HousingMLSREALTOR




Tutt, Taylor, Rankin, Sotheby's International Realty

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